The implementation of the Subsidy Scheme for Encouraging Enterprise Upgrading and Development aims to encourage business owners to enhance their enterprises’ competitiveness, facilitate moderately diversified and sustainable economic development, and is particularly for achieving the objectives of industrialization, technological innovation, enterprise transformation, operation and production condition enhancement, and others. Interest or rental subsidy is offered to eligible business owners who, by means of bank loan or financial leasing, carry out investment projects in the Macao SAR that benefit the achievement of the aim of this scheme, with a maximum subsidy period of 4 years.

The maximum annual subsidy rate, the maximum limit of total loan/rental amount eligible for subsidy each year, as well as the maximum loan/rental amount eligible for subsidy each year for each beneficiary of this subsidy scheme are subject to determination by Chief Executive’s Decision published in the Official Gazette of the Macao SAR.

Loan Interest Subsidy:

According to Chief Executive’s Decision No. 39/2021, the maximum annual subsidy rate for loan interest subsidy is 4%, the maximum total loan amount eligible for subsidy each year is MOP 600,000,000.00, and the maximum amount of loan eligible for subsidy each year for each beneficiary is MOP 10,000,000.00.

Financial Lease Rental Subsidy:

According to Chief Executive’s Decision No. 39/2021, the maximum annual subsidy rate for financial lease rental subsidy is 4%, the maximum total financial lease rental amount eligible for subsidy each year is MOP 200,000,000.00, and the maximum financial lease rental amount eligible for subsidy each year for each beneficiary is MOP 10,000,000.00.